The stock market has continued to shine, recovering our losses from last quarter. On average we are up 13% YTD through Feb 28th. This figure is net of fees. This is beating the S&P 500, and we are on average only about 80% stocks, so we have less risk too. Over three years, after all fees we are averaging gains of 12.3 % per year. This too is an excellent result. As I write this (March 19, 2019) we are likely up about 15% on average, though my performance reporting system can’t produce official results until the month has ended.